Formation Credit Union

Formation Credit Union

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Formation Credit Union offers a full range of financial services such as loans, credit cards, mortgages, and checking.

We are not-for-profit and exist to help people. Established in 1936, Louisiana USA Federal Credit Union offers a full range of financial products including savings, checking, loans, credit cards and mortgages. We provide the same products and services as other financial institutions—but we are not-for-profit and exist to help people, not to make a profit. As such, all earnings are returned to our members in the form of better loan rates and lower fees. Members can access their accounts in a variety of ways. In addition to online/mobile banking, we have free ATM locations all over the state and we are a part of the Shared-Branch network, which means members can access accounts at other credit unions across the country.

10/31/2026

Small savings. Big possibilities. 💚🐷

This World Savings Day, celebrate every step toward your goals. Whether you’re saving for something special or building a little breathing room, every dollar set aside is a step forward.

10/31/2026

Calling all ghosts, goblins and candy collectors! 👻🍬 Your Formation Credit Union family wishes you a safe and frightfully fun Halloween.

10/27/2026

We’ve received reports of scammers calling and texting while pretending to be Formation’s "fraud department." Some have even asked people to buy gift cards.

Formation will never call or text to ask for your login credentials, password, PIN, full account number, debit card information or one-time security code. We will never ask you to buy gift cards.

If you receive a suspicious call or text, don’t share information, click links or reply. Hang up and call us using the number on our official website or the back of your debit card.

Your security is important to us. If you believe you may have shared information with someone suspicious, please contact us immediately so we can help protect your account.

Please share this reminder with family and friends.

10/27/2026

Your next set of keys could come with a little more breathing room. 🚗💚

Before choosing an auto loan from a local credit union, take a look at Formation’s Member Appreciation Special. With reduced rates on qualifying new or used auto loans and no payment for 60 days, there’s plenty to appreciate about this offer.

Apply today and explore what’s possible for the road ahead. Available through December 31.

10/22/2026

Our favorite part of being a credit union? You.

Happy International Credit Union Day from Formation Credit Union! We’re celebrating the members who make our community special and the spirit of people helping people. Thank you for trusting us to be part of your financial journey.

10/20/2026

Shopping around Baton Rouge for your next loan? Give this special a spot on your list. ✨

Enjoy 1% off our current qualifying auto and personal loan rates, plus no payment for 60 days. It’s a combination worth comparing when you’re considering local credit unions—and our way of saying thank you for being a Formation member.

Explore the Member Appreciation Special through December 31!

10/15/2026

More room for family, everyday moments and whatever comes next. 💚

Formation Credit Union’s Member Appreciation Special gives you reduced rates on qualifying auto and personal loans, plus no payment for 60 days. When you’re comparing local credit union offers, that combination is worth a closer look.

Explore the special October 1–December 31 and let us help you take your next step.

10/12/2026

More time for life. Less time waiting in line. 💚📱

Happy National Online Banking Day from Formation Credit Union! Celebrate the convenience of staying connected to your finances from home, at work or on the go.

Ready to get started? Ask our team about online banking!

10/09/2026

Dinner with friends? A group gift? Your share of the rent? 💜

Keep everyday payments simple with Zelle® in your Formation Credit Union app. Send money to people you know and trust, and spend more time enjoying the plans.

Photos from Formation Credit Union's post 10/01/2026

Formation Credit Union is growing, and we’re grateful to the members growing with us. Our limited-time Member Appreciation Special is one way we’re giving back.

From October 1 through December 31, qualified members can receive 1% off qualifying current auto and personal loan rates, plus no payment for 60 days.

Whether you’re planning for a new vehicle or looking for a little more flexibility, we’re here to help make what’s next a little easier.

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Category

Telephone

Address


10289 Airline Highway
Baton Rouge, LA
70816

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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