Pelican Advisory Group

🎃 DON’T LET THE “WHAT IFS” HAUNT YOU!

Halloween is the season for ghosts, goblins, and things that go bump in the night.

But some of life’s biggest “what ifs” aren’t nearly as fun to think about.

What if the unexpected happened?
What if your plans suddenly changed?
What if your family had to deal with something you weren’t prepared for?

A little planning today can help make the unexpected a little less scary tomorrow.

At Pelican Advisory Group, we believe in being prepared for life’s twists, turns, and surprises—because peace of mind is one thing you don’t want to leave to chance.

So enjoy the costumes, candy, and spooky fun this Halloween!

And remember…
The only thing we want haunting you is a bad Halloween costume. 😂

Happy Halloween from Pelican Advisory Group!

5 LIFE INSURANCE MISTAKES PEOPLE MAKE

Life insurance is important, but it’s easy to overlook key details. Here are five common mistakes to avoid:

1. Waiting Too Long
Your age and health can affect the cost and availability of coverage.

2. Relying Only on Employer Coverage
Workplace coverage can be a valuable benefit, but it may not be enough-especially if you change jobs.

3. Forgetting to Update Beneficiaries
Marriage, divorce, children, and other life changes can affect who you want your policy to protect.

4. Not Reviewing Your Coverage
The coverage that made sense a few years ago may no longer fit your needs today.

5. Choosing a Policy You Don’t Understand
Know what you’re paying for, how long coverage lasts, and what benefits or guarantees are included.

When was the last time you reviewed your life insurance?

A periodic life insurance review can help identify coverage gaps, outdated information, and opportunities to better align your protection with your current needs. In many cases, reviewing your options may also uncover ways to save money while maintaining the coverage that matters most.

Let’s talk about your options.

Contact Pelican Advisory Group to speak with one of our experienced advisors. We can help review your current coverage, answer questions, and explore solutions based on your individual needs.

Life Insurance: Term vs. Permanent — What’s the Difference?

When considering life insurance, understanding the type of coverage is just the beginning.

Term life insurance generally provides coverage for a specific period of time, while permanent life insurance is designed to provide lifelong coverage and may include a cash value component, depending on the policy.

The right solution depends on your goals, financial situation, coverage needs, and overall financial plan.

At Pelican Advisory Group, we’re here to help. Whether you’re an individual or business owner exploring your life insurance options, or an advisor looking for support with product selection, case design, or underwriting, our experienced team can help make the process easier to navigate.

Have a life insurance question you’d like us to cover? Drop it in the comments or reach out to our team.

Life have you curious? This month reminds us that it may be time to talk to your financial professional about life insurance. Whether you need to update your policy or find a new one, take this opportunity to learn more about life.

Several factors affect the cost and availability of life insurance, including age, health, and the type and amount of insurance purchased. Any guarantees associated with a policy are dependent on the ability of the issuing insurance company to continue making claim payments.

We’re excited to welcome Frances Robinson-Bidwell to the Pelican Advisory Group Team! Frances brings valuable experience, strong client relationships, and a commitment to helping individuals and businesses achieve their financial goals. We’re proud to continue growing and expanding our presence in Santa Fe and Albuquerque, New Mexico. Welcome to the Team, Frances!