Mikhail Fredericks, RFP - Registered Financial Planner

https://www.sanlamadvice.co.za/bluestar/zizaru/financial-planning/money-personality/87661996170145

Money Personality | Zizaru BlueStar | Sanlam Financial Planners Mowbray, Cape Town Gain insight into your relationship with money by chatting with our AI-powered coach. You will learn what works best for your Money Personality.

Cover Options | Zizaru BlueStar | Sanlam Financial Planners Mowbray, Cape Town You work hard to provide for your family and to protect them to the best of your ability. Unfortunately, we’re all faced with the reality of everyday risks and adversities that could impact our lifestyle and threaten our livelihood. Having the right insurance in place will give you peace of mind, ...

Tax Efficient Investment Opportunities | Zizaru BlueStar | Sanlam Financial Planners Mowbray, Cape Town Pay less tax and grow your savings with smart investment choices. This blog explains tax-efficient options like Tax-Free Savings Accounts (TFSAs), showing how you can maximise returns while minimising tax with expert guidance.

Ramadan Mubarak from Zizaru Bluestar to you ☪️

Online Will | Zizaru BlueStar | Sanlam Financial Planners Mowbray, Cape Town A will stipulates how your property, possessions, money and other assets will be distributed when you pass away. It will also give you peace of mind that your estate will be taken care of.

A unique retirement needs a unique plan Glacier by Sanlam

This Movember Prioritise Your Health | Zizaru BlueStar | Sanlam Financial Planners Mowbray, Cape Town November is globally known as Movember to create a greater awareness around Men’s Health. This is a time geared towards highlighting the most prevalent health issues that affect men, in particular prostate and testicular cancer.

Financial Check | Zizaru BlueStar | Sanlam Financial Planners Mowbray, Cape Town Once you have completed the questionnaire, a basic financial wellness report will be sent to you. The quiz results will provide you with an overall score on the following:

🎓 The True Cost of Education in SA 📚

Did you know that by the time your child starts university, the average cost could be over R500,000? 😱 And that's just one child! 📈

👶🏼 What is an Education Savings Plan?
It’s a goal-based investment designed to grow steadily over time — giving your child the best shot at tertiary education without debt. The earlier you start, the more affordable it becomes thanks to compound growth.

✅ Already have an education plan in place?
Great! The next step could be setting up a Tax-Free Savings Account (TFSA) in your child’s name — perfect for building additional funds for life after school.

💡 Whether you're planning ahead or catching up, every parent needs a strategy. Let's make sure your child’s future is protected and their dreams are within reach.

📲 Reply “EDUCATION” if you’d like me to do a quick review or set up your plan.