Pinnacle Auto Mart
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West 11th Street
W 11th Street
West 9th Street
Washington Street
Washington Street
La Porte Road
Washington Street
Jefferson
Jefferson Street
Commercial Avenue
We Say YES when others say No www.pinnacleautomart.com Pinnacle opened the doors for the first time on August 4th of 2012, to the general public.
We are Eastern Iowa's Automotive Approval Experts we make Financing EZ on dependable vehicles with payments to fit your budget and schedule all while building your credit. From that day forward the goal has always remained the same, to provide a unique, friendly, stress-free car buying experience to each customer every time. We take a lot of pride in our in house financing program, that educates those in need of establishing or re-establishing their credit and set them up to do so by reporting their payments to the credit bureaus. The success stories of those who excel from the program and transition to conventional financing are endless and always gratifying to be apart of. We have great working relationships with local and national lenders to provide customers' an array of options when it comes to financing. Stop in and see your soon to be friends at Pinnacle and how easy buying a vehicle can be when your wants and needs are listened to and valued!
11/08/2026
🚗💳 WILL BUYING A CAR HELP REBUILD MY CREDIT?
✅ YES! It absolutely can! And at Pinnacle Auto Mart, we’re here to help you get back on the road AND on the path toward better credit!
Did you know that making your car payments on time can actually help improve your credit score over time?
Here’s how it works:
✅ Build Positive Payment History – When your auto loan reports to the credit bureaus, every on-time payment can help establish a positive payment history.
✅ Improve Your Credit Score – Consistent, on-time payments may help raise your credit score over time.
✅ Build a Stronger Credit Profile – An auto loan can add variety to your credit mix and help demonstrate responsible borrowing.
✅ Open Doors for the Future – Building better credit today may help you qualify for better financing options down the road!
🏆 PINNACLE AUTO MART – EASTERN IOWA’S APPROVAL EXPERTS!
We’ve spent over 25 years helping people with bad credit, no credit, previous repossessions, bankruptcies, and all kinds of credit challenges.
💥 WE SAY YES WHEN OTHERS SAY NO!
Don’t let your past credit problems keep you from moving forward. Your next vehicle could be an opportunity to start rebuilding your financial future!
🚘 Over 300 new and used vehicles available!
💰 APPLY TODAY, DRIVE TODAY WITH AS LITTLE AS $0 DOWN!
📍 322 West 11th Street, Waterloo, Iowa
📞 319-232-2210
PINNACLE AUTO MART – HOME OF EASY FINANCING!
Credit improvement is not guaranteed. Results depend on payment history, credit reporting, and individual credit circumstances. Financing and $0 down subject to approval.
🚗 BAD CREDIT? NO CREDIT? BEEN TURNED DOWN BEFORE? 🚗
❓ Can I get approved for a car loan with bad credit?
✅ YES! YOU ABSOLUTELY CAN!
At Pinnacle Auto Mart, we’re Eastern Iowa’s Approval Experts and the Home of Easy Financing!
💥 WE SAY YES WHEN OTHERS SAY NO!
With over 25 YEARS OF EXPERIENCE and 25,000+ APPROVALS, we’ve seen just about every credit situation imaginable!
Whether you’re dealing with:
✅ Bad credit or no credit
✅ Previous repossessions
✅ Bankruptcy
✅ Collections or late payments
✅ First-time buyer challenges
✅ Negative equity on your trade
✅ Previous loan denials
DON’T LET YOUR CREDIT HISTORY STOP YOU FROM APPLYING!
Here’s something many people don’t realize: Your credit score is only ONE piece of the puzzle! Different lenders have different approval programs. Your income, job stability, down payment, and current financial situation can all make a difference.
❤️ We’ve helped thousands of others, and we can help YOU!
Why keep getting turned down when you can work with the experts who specialize in getting people approved?
🚘 APPLY TODAY, DRIVE TODAY WITH AS LITTLE AS $0 DOWN! (With approved financing.)
📍 Pinnacle Auto Mart
322 West 11th Street, Waterloo, Iowa
📞 319-232-2210
🌐 www.pinnacleautomart.com
💥 Your past doesn’t have to determine your future! Let us go to work for YOU!
11/06/2026
🚨🔥 FRESH ARRIVAL ALERT! 🔥🚨
🚗 2025 MAZDA 3 – ONLY 34,000 MILES! 🚗
🖤 Beautiful Black Exterior
⛽ GREAT FUEL ECONOMY!
✅ Only 34,000 Miles
✅ Sporty, Sharp-Looking & Fun to Drive!
✅ Perfect for Commuting or Everyday Driving!
💥 LOOKING FOR A GREAT CAR WITH EASY FINANCING? WE’VE GOT YOU COVERED!
At Pinnacle Auto Mart, we’re proud to be Eastern Iowa’s Approval Experts and the Home of Easy Financing!
💯 WE SAY YES WHEN OTHERS SAY NO!
Bad Credit? No Credit? First-Time Buyer? Previous Credit Problems? LET US HELP!
📍 Visit us at 322 West 11th Street, Waterloo, Iowa
📞 319-232-2210
💰 APPLY TODAY, DRIVE TODAY WITH AS LITTLE AS $0 DOWN!
📲 Apply online now at:
🌐 www.pinnacleautomart.com
🚗 DON’T WAIT! THIS SHARP-LOOKING MAZDA 3 WON’T LAST LONG!
Financing and $0 down subject to lender approval and qualifications.
11/06/2026
🚨🚗 FRESH ARRIVAL ALERT! 🚗🚨
🔥 2016 FORD ESCAPE TITANIUM! 🔥
Looking for a sharp-looking SUV that’s comfortable, stylish, and affordable? Check out this 2016 Ford Escape Titanium with 179,000 miles!
✅ Titanium Trim Package
✅ 179,000 Miles
✅ Comfortable, Stylish SUV
✅ Easy Financing Available!
✅ As Little As $0 DOWN! 💰
💥 BAD CREDIT? NO CREDIT? PREVIOUSLY TURNED DOWN?
Don’t give up! At Pinnacle Auto Mart, we’re Eastern Iowa’s Approval Experts and the Home of Easy Financing!
💯 WE SAY YES WHEN OTHERS SAY NO!
🚗 We work with all types of credit situations, and we’re here to help get you behind the wheel!
📍 322 West 11th Street, Waterloo, Iowa
📞 319-232-2211
🚀 APPLY TODAY, DRIVE TODAY WITH AS LITTLE AS $0 DOWN!
👉 www.pinnacleautomart.com
💥 Pinnacle Auto Mart — We Finance Your Future, Not Your Past!
Financing and $0 down subject to lender approval and qualifications.
11/06/2026
🚗🏡 CAN I BUY A CAR WITHOUT EVER VISITING THE DEALERSHIP?
ABSOLUTELY YES! 🎉
At Pinnacle Auto Mart, Eastern Iowa’s Approval Experts and Home of Easy Financing, we’ve made buying your next vehicle easier than ever with our VIP DELIVERY PROGRAM! 👑
That’s right! You can purchase your next vehicle 100% ONLINE OR OVER THE PHONE without ever stepping foot inside our dealership!
✅ Apply for financing right from your phone!
✅ Let our Approval Experts find the financing that works for YOU!
✅ Choose from over 300 new and used vehicles!
✅ Complete your paperwork electronically!
✅ Once everything is finalized, we’ll DELIVER YOUR VEHICLE RIGHT TO YOUR DOOR! 🚘🏡
💥 Bad credit? No credit? Previous repossession? Bankruptcy? Negative equity?
We’ve seen just about every situation in over 25 years of helping customers get approved!
💯 WE SAY YES WHEN OTHERS SAY NO!
Why spend hours sitting at a dealership when you can handle the entire process from your couch, your office, or wherever life takes you?
📍 Pinnacle Auto Mart
322 West 11th Street, Waterloo, IA
📞 319-232-2210
🚨 APPLY TODAY, DRIVE TODAY WITH AS LITTLE AS $0 DOWN!
🌐 www.pinnacleautomart.com
👑 VIP DELIVERY — EASY FINANCING. EASY CAR BUYING. DELIVERED RIGHT TO YOU!
Financing, $0 down, and delivery subject to approval, eligibility, and availability.
11/06/2026
🚗💥 CAN I GET APPROVED TODAY AND DRIVE HOME TODAY?
✅ YES! At Pinnacle Auto Mart, we make it EASY!
We’re Eastern Iowa’s Approval Experts and the Home of Easy Financing! We specialize in helping people get approved FAST, even if you’ve had credit challenges in the past!
💥 Want to speed up your approval? Here’s how!
✅ 1. APPLY ONLINE! Complete our quick and easy credit application right from your phone!
✅ 2. HAVE YOUR DOCUMENTS READY!
📄 Driver’s License or State ID
💵 Proof of Income (Recent Pay Stubs or Bank Statements)
🏠 Proof of Residence (Utility Bill, Phone Bill, or Bank Statement)
🚘 Trade-In Information (If Applicable)
🛡️ Insurance Information
✅ 3. LET US DO THE WORK! With over 25 years of experience and thousands of approvals, we know what different lenders are looking for. Having the right information upfront helps eliminate delays and unnecessary headaches!
✅ 4. GET APPROVED & DRIVE HOME! Once your financing is finalized, paperwork is complete, and insurance is verified, you could be driving home in your new vehicle the SAME DAY!
🔥 BAD CREDIT? NO CREDIT? PREVIOUS REPO? BANKRUPTCY?
WE SAY YES WHEN OTHERS SAY NO!
💰 Apply Today, Drive Today with AS LITTLE AS $0 DOWN! (With approved financing.)
🚗 Access to over 300 NEW & USED VEHICLES!
📍 Pinnacle Auto Mart
322 West 11th Street, Waterloo, Iowa
📞 319-232-2210
🌐 www.pinnacleautomart.com
💥 Don’t spend another day wondering if you can get approved. APPLY TODAY and let Eastern Iowa’s Approval Experts go to work for YOU!
11/06/2026
🚗💥 CAN I GET APPROVED TODAY AND DRIVE HOME TODAY?
✅ YES! At Pinnacle Auto Mart, we make it EASY!
We’re Eastern Iowa’s Approval Experts and the Home of Easy Financing! We specialize in helping people get approved FAST, even if you’ve had credit challenges in the past!
💥 Want to speed up your approval? Here’s how!
✅ 1. APPLY ONLINE! Complete our quick and easy credit application right from your phone!
✅ 2. HAVE YOUR DOCUMENTS READY!
📄 Driver’s License or State ID
💵 Proof of Income (Recent Pay Stubs or Bank Statements)
🏠 Proof of Residence (Utility Bill, Phone Bill, or Bank Statement)
🚘 Trade-In Information (If Applicable)
🛡️ Insurance Information
✅ 3. LET US DO THE WORK! With over 25 years of experience and thousands of approvals, we know what different lenders are looking for. Having the right information upfront helps eliminate delays and unnecessary headaches!
✅ 4. GET APPROVED & DRIVE HOME! Once your financing is finalized, paperwork is complete, and insurance is verified, you could be driving home in your new vehicle the SAME DAY!
🔥 BAD CREDIT? NO CREDIT? PREVIOUS REPO? BANKRUPTCY?
WE SAY YES WHEN OTHERS SAY NO!
💰 Apply Today, Drive Today with AS LITTLE AS $0 DOWN! (With approved financing.)
🚗 Access to over 300 NEW & USED VEHICLES!
📍 Pinnacle Auto Mart
322 West 11th Street, Waterloo, Iowa
📞 319-232-2210
🌐 www.pinnacleautomart.com
💥 Don’t spend another day wondering if you can get approved. APPLY TODAY and let Eastern Iowa’s Approval Experts go to work for YOU!
11/05/2026
🚗💰 HOW MUCH CAR CAN I ACTUALLY AFFORD? 💰🚗
At Pinnacle Auto Mart – Eastern Iowa’s Approval Experts, this is one of the most important questions we help customers answer every day!
💥 Here’s something most people don’t realize: Just because a bank approves you for a certain amount doesn’t necessarily mean that’s what you should spend!
Your purchasing power depends on several things:
✅ YOUR INCOME – How much money you make helps determine what monthly payment fits your budget.
✅ EXISTING DEBTS – Credit cards, other car loans, and monthly obligations can affect how much a lender will approve.
✅ DOWN PAYMENT – Even a small down payment can make a difference in your approval, monthly payment, and financing options.
✅ LOAN TERMS – Interest rates and the length of your loan affect your payment. A longer loan may lower your monthly payment but increase your total interest.
🚨 HERE’S WHERE EXPERIENCE MATTERS!
We’ve been helping customers navigate auto financing for over 25 YEARS! We understand that different lenders calculate income differently, have different debt requirements, and offer different financing programs.
💯 Our goal isn’t just to get you APPROVED. It’s to help you find a vehicle and payment that actually works for YOU!
Whether you have:
✔️ Excellent credit
✔️ Bad credit or no credit
✔️ A previous repossession
✔️ Negative equity in your trade
✔️ Little or no money down
DON’T ASSUME YOU CAN’T GET APPROVED!
🏆 PINNACLE AUTO MART
Eastern Iowa’s Approval Experts
🏠 Home of Easy Financing
💥 WE SAY YES WHEN OTHERS SAY NO!
📍 322 West 11th Street, Waterloo, Iowa
📞 319-232-2210
🌐 www.pinnacleautomart.com
🚘 APPLY TODAY, DRIVE TODAY WITH AS LITTLE AS $0 DOWN!
Financing and zero-down options subject to lender approval and qualifications.
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Telephone
Website
Address
322 W 11th Street
Waterloo, IA
50702
Opening Hours
| Monday | 9am - 6:30pm |
| Tuesday | 9am - 6:30pm |
| Wednesday | 9am - 6:30pm |
| Thursday | 9am - 6:30pm |
| Friday | 9am - 6pm |
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