CutRate Home Loans
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When working with Cut Rate Home Loans, rest assured that we will thoroughly explore all possibilities
11/07/2026
Did you know roughly 65% of your FICO® score comes down to just TWO things?
▪️Payment history (~35%)
▪️Amounts owed (~30%)
The good news? Small habits like paying on time and keeping balances low can make a real difference over time.
At CutRate, we’ll walk you through what credit looks like for a home loan and what your options are right now.
Want to work on your credit first? We can point you to free educational resources, including HUD-approved housing counselors.
Not sure where you stand? Comment
“CREDIT” or send us a DM and let’s talk.
* Save this for later and share it with someone thinking about buying!
CutRate Home Loans | NMLS #2475259 |
Equal Housing Opportunity
Percentages based on FICO’s general score breakdown. Individual results vary.
When “your mortgage guy” becomes your favorite title. 🥹🏡❤️
Forget relationship status… we’re making it mortgage official. 😂💍
Cutrate Home Loans | NMLS #2475259 Jamon Taylor, NMLS #313374 Equal Housing Opportunity
MortgageHumor MortgageLender
Still waiting for those 3% mortgage rates? You might be waiting a while. 🫠
Instead of waiting for the perfect rate, let Cut Rate Home Loans help you find a mortgage that makes sense for YOU!
Be honest... what rate are you waiting for before buying?
Cutrate Home Loans | NMLS #2 #2475259 Equal Housing
Buying a home in Florida as a veteran? The first step is simpler than most people think.
Start by contacting us, and we’ll help you figure out where to begin.
Save this for later, and send it to a veteran who’s thinking about buying in Florida.
Cutrate Home Loans | NMLS #2475259 | Equal Housing Opportunity
floridarealestate veteranshomebuying
🇺🇸 Think VA home loans are only for active-duty military? Think again! 👀
Veterans, active-duty service members, eligible National Guard and Reserve members, and some surviving spouses may qualify for this incredible benefit! 🏡
Cutrate Home Loans | NMLS #2475259 | Jamon Taylor, NMLS #313374 | Equal Housing Opportunity
A little birdie told me your Zillow favorites are getting out of control.🐦⬛
Bestie, it’s time to get pre-approved. 💅🏡
RealEstateTok
POV: When you’ve worked together in the mortgage industry long enough that professionalism is optional. 😂💀
Same team, same chaos, just another day in the mortgage business. 🏡
10/28/2026
What side are you on? Argument 1 or 2?
If he can't talk his way out of work, he'll hide instead! 💀
🏡💳 Bad credit? Homeownership might still be possible!
Think your credit score is keeping you from buying a home? Think again! 👀
There are loan options available for buyers with less than perfect credit. Don’t count yourself out before exploring your options!
📲 Send us a DM and let’s talk about getting you into a home!
Cutrate Home Loans | NMLS #2475259 | Jamon Taylor, NMLS #313374 | Equal Housing Opportunity
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151 East Main Street
Santaquin, UT
84655
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