Edith Singleton NMLS#495064

Rent has a way of changing your budget over time. According to the information in this graphic, rent grew at an average annual rate of 5.6% from 2020–2026. That matters because renters have to plan for the possibility that their housing costs may continue changing. With a fixed-rate mortgage, however, your principal and interest payment is generally fixed for the life of the loan, although taxes, insurance, HOA fees, and other costs can change. 🏡 That’s one reason it can be helpful to compare your current rent with what homeownership could realistically look like for your budget. You don't have to figure it out alone. NAF can help you understand mortgage options, estimated payments, down payment requirements, and the steps toward becoming a homeowner. 💬 Curious what buying could look like compared with your current rent? Let’s run the numbers.

Helping your clients make a non-contingent offer just got a whole lot easier. NAF Cash Secure, an affiliate of New American Funding, backs their approved Conventional or VA loan and their confidence. Your clients stand out. Sellers say yes. You get the closing.

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

NAF Approved goes beyond a basic pre-qualification. Your financials before you ever set foot in a home. Stronger offers, faster closes, less stress. Ready to shop like a pro? Start your pre-approval today.

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠
You deserve a tactical edge — and that's exactly what NAF Cash brings to the table. Get the advantage that helps you move fast, stand out, and win the home you actually want.
Ready to play to win? Let's talk. 🎯

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨
If you've ever wondered what actually happens between "offer accepted" and "keys in hand," we broke it down into 3 simple steps. No jargon, no stress — just the stuff you actually need to know.
Swipe ➡️ to see what really goes down on closing day.
Ready to make your move? Let's talk. 💬

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different.

NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track.

Smart buyers protect their biggest investment. You've got this.

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing.

The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November.

That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process.

If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

Your home equity could be a powerful financial tool. 🏡💰
A cash-out refinance allows you to replace your current mortgage with a new, larger loan and receive the difference in cash—giving you funds that may be used for things like consolidating high-interest debt, home improvements, education costs, medical expenses, or other financial goals.
Of course, it’s important to look at the full picture, including your new payment, closing costs, and how much equity you’ll have remaining.
Curious if a cash-out refinance could make sense for your goals? Let’s talk about your options.

Big Investments. Smaller Down Payments. New American Funding's 90% LTV Investment Property Loan keeps more cash liquid for the next deal. Invest with less, message me to get started