Harding Mutual Insurance Agency

🚗 Some traditions are worth bringing back!

Years ago, if you drove past our old insurance agency, you probably remember the big red 1978 Ford F-350 parked out front by Little Rd. That truck became a landmark, and people knew exactly where to find us!

Well, new agency, new location, same old-school roots!

We’re bringing that tradition back at Harding Mutual Insurance Agency with our 1929 Ford Model A!

Keep an eye out for this piece of history parked along Main Street in downtown New Port Richey. When you see it, you’ll know Harding Mutual is right around the corner!

And of course, we had to get the official seal of approval from our Chief Executive Officer of Cuteness, Janey! ❤️ She’s already taken the driver’s seat and appears ready to take over the family business. We’re just working on getting her feet to reach the pedals! 😂

At Harding Mutual, we believe in doing business the old-fashioned way, building relationships, earning trust, and treating customers like neighbors. Some things never go out of style!

🏁 Harding Mutual Insurance Agency
Old-school values. Modern-day insurance.

Auto • Home • Business • Life

🏔️ BACK FROM THE MOUNTAINS & BACK TO BUSINESS! 🚙💨

After a couple of weeks of enjoying the beautiful Tennessee mountains, hitting the trails, and putting some miles on our side-by-sides, we’re happy to say the whole Harding Mutual crew is back in the office this week! 🏁

Several of our team members and our owner have spent some well-deserved time enjoying the great outdoors, and if there’s one thing you should know about us, it’s that we don’t just insure your toys… WE PLAY WITH THEM TOO! 😎

🚙 Side-by-Sides, ATVs & UTVs

🚤 Boats & Personal Watercraft

🏍️ Motorcycles & Recreational Vehicles

✈️ Aircraft & Related businesses

🏡 Vacation Homes, Cabins & Second Homes

🌄 Houses in Tennessee & North Carolina & Beyond 

Whether you’re tearing up the trails in Tennessee, cruising the waterways in Florida, or relaxing at your mountain getaway in North Carolina, Harding Mutual Insurance Agency has you covered!

We understand the risks because we enjoy the same hobbies you do. We know what it’s like to invest your hard-earned money into the things that make life fun, and we know how important it is to protect them properly.

And here’s something a lot of folks don’t realize: We can help insure your out-of-state homes and properties, too! So whether you call Florida home and have a cabin in the Carolinas or a getaway in Tennessee, give us a call!

At Harding Mutual, we’re more than just insurance agents. We’re boaters, riders, pilots, outdoor enthusiasts, and neighbors who believe in protecting the things you work hard for.

🖤💛 Harding Mutual Insurance Agency

Fourth Generation of Service. Old-Fashioned Customer Service. No Agency Fees.

We insure the toys. We own the toys. We ride the toys. And we know how to protect them! 💪

🚨 TOWING COMPANIES, WE’RE DOING IT AGAIN! 🚨

Another towing company just saved over $30,000 A YEAR on their insurance by moving their coverage to us, while IMPROVING their coverage at the same time.

And this isn’t a one-off.

One of our recent towing clients saved OVER $80,000 A YEAR.

These are real dollars going straight back into these businesses.

What could your towing company do with an extra $30,000, $50,000 or even $80,000 a year back in your pocket?

Buy another truck?
Hire another driver?
Upgrade equipment?
Pay down debt?
Or just keep more of the money you worked hard to earn?

We have new markets with a strong appetite for towing and recovery operations, and we’re seeing some extremely competitive results.

🚨 DUMP TRUCK & HAULER OWNERS, CALL US! 🚨

Dirt. Sand. Gravel. Aggregate.

We have a NEW insurance market that has opened up its appetite for dump trucks and tractor-trailer haulers, and the pricing has been EXTREMELY competitive.

If you’re hauling dirt, sand, gravel, or aggregate, let us take a shot at your insurance.

📞 Call Harding Mutual Insurance Agency today!

This is why we’re so adamant about who we partner with.

One of our Auto Owners customers recently received this letter recognizing an incredible milestone: 60 years as an Auto Owners policyholder.

What makes it even more impressive is that this isn’t just a computer generated anniversary letter. It was hand signed by Jamie Whisnant, Chairman & CEO of Auto Owners Insurance.

In an industry that has become increasingly automated and impersonal, that says a lot.

It’s one of the reasons we believe so strongly in partnering with good, financially solid mutual insurance companies like Auto Owners. A mutual company is owned by its policyholders rather than outside shareholders. Profitability and financial strength still matter tremendously, but the mentality toward the customer and the long term relationship can be very different.

There is a place for both types of companies in our industry, but we think it’s important for people to know the quality of insurance carriers that are still out there today.

Companies that value relationships, longevity, their agents and their policyholders.

A hand signed letter recognizing a customer after 60 years might seem like a small gesture, but to us, it says a lot about the company behind the policy.

We’re proud to represent Auto Owners Insurance.

🇺🇸 Labor Day Weekend Office Hours 🇺🇸

Our office will be closing today at 3:00 PM for Labor Day weekend and will reopen Tuesday at 9:00 AM.

Labor Day is about recognizing hard work, and we couldn’t think of a better opportunity to recognize the incredible team behind Harding Mutual Insurance Agency.

We truly believe we have the best and hardest-working team in the insurance business. They show up every day, work incredibly hard for our customers, answer the phones, solve problems, chase down quotes, fight for the best options, and go above and beyond to take care of the people who trust our agency.

Building Harding Mutual into what it is today would not have been possible without them. We’re extremely proud of this team, thankful for everything they do, and they’ve more than earned a long Labor Day weekend with their families!

To our team: THANK YOU. You are what makes Harding Mutual different.

And to all the hardworking men and women in our community, we hope you have a safe, relaxing, and well-deserved Labor Day weekend! 🇺🇸

— Harding Mutual Insurance Agency

BIG NEWS FROM HARDING MUTUAL INSURANCE!

We’re excited to announce that Harding Mutual Insurance is now officially representing Travelers Insurance for personal and commercial insurance.

This is another major step forward as we continue expanding the number of strong, trusted insurance carriers available to our clients.

Adding Travelers gives our team even more options for Home, Auto, Business, and more, allowing us to shop coverage, compare options, and find the right fit for each client.

We started Harding Mutual with a simple goal: combine old-fashioned customer service with the resources and carrier options of a modern independent insurance agency.

And we’re just getting started.

🚨 🚨 IMPORTANT UPDATE FROM JANEY 🚨🚨

Good news, everybody!!

Some of you almost let me down… 😒

I asked for 100 likes, and I was starting to think Team Janey had gone on vacation.

But then…

I remembered something.

I’m really cute.

So while I was out helping put up campaign signs for my Auntie Meh Meh (because even future CEOs have community duties 😉🇺🇸), I decided to negotiate with Uncle Jeromy…

Again.

I explained that while my post didn’t quite hit 100 likes, all of YOU kept sharing it, talking about it, and liking it on your own pages and that’s the same thing.

After a little negotiating…

(and maybe a few extra smiles… 😏)

Uncle Jeromy finally gave in.

Again.

So I’d call that another win for Team Janey. 😎

That means Phase Two of my hostile takeover of Harding Mutual Insurance Agency is officially moving forward!

You’ll have to wait just a few more days to see my next plan…

Let’s just say Uncle Jeromy probably shouldn’t get too comfortable in his office.

Stay tuned…

Things are about to get interesting. 😈

— Janey

CEO (Cute Executive Officer)
Future Boss of Harding Mutual
Part-time Campaign Volunteer for Auntie MehMeh 🇺🇸