1st Franklin Financial Corporation

1st Franklin Financial Corporation

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from 1st Franklin Financial Corporation, Loan service, 725 Beltline Road SW, Decatur, AL.

11/03/2026

If it feels like bills are piling up, a consolidation loan from 1st Franklin Financial can be just the thing to clean up unwanted debt. Our fixed rates, low monthly payments and flexible terms give you control over your finances so you can breathe a little easier.

Learn more at 1ffc.com.

10/30/2026

Save the surprises for Trick-or-Treating! 🎃👻
When an unexpected expense pops up, 1st Franklin is here to help with personal loan options to help keep your budget on track. Learn more at 1ffc.com or stop by your local branch today.

10/26/2026

💗 Together for Breast Cancer Awareness! 💗
Throughout October, 1FFC employees are wearing pink to show their support for Breast Cancer Awareness Month!
By wearing pink, we stand together to honor survivors, remember those we have lost, and show support for everyone whose lives have been touched by breast cancer. Together, we can help raise awareness, encourage early detection, and remind those facing this journey that they are not alone.

10/22/2026

Patch up your budget with a personal loan that’s just the right size.
Preparing for extra expenses is a good idea, especially this time of year. As the holidays approach we can help you get ready with a personal loan up to $15,000.
Stop by your local branch or visit 1ffc.com to get started.

10/19/2026

Considering a Personal Loan with a Cosigner?
If you have limited credit history or less-than-perfect credit, having a cosigner may help you qualify for a personal loan. But before asking a friend or family member to cosign, it’s important to understand what that commitment means for both of you.
Our latest blog explains how cosigned personal loans work, the potential benefits and risks, the difference between a cosigner and a co-borrower, and what to consider before applying.
At 1st Franklin Financial, we know your credit score is only one part of your story. We’re here to help you understand your options and find a path forward.

📖 Read our latest blog to learn more: https://www.1ffc.com/cosigners-for-personal-loans/.

10/01/2026

Keeping up with multiple loan payments can feel overwhelming. If you're looking for a way to simplify your finances, a debt consolidation loan may help combine eligible debts into one monthly payment.

Stop by your local branch or visit 1ffc.com to get started.

09/22/2026

Keep moving forward with help from 1st Franklin!

A new season is a great time to stay focused on what matters most. Whatever your goals, having a plan in place can help you take your next step with clarity.

Explore your options at 1ffc.com.

09/16/2026

Fall is right around the corner. 🍂
Whatever you have planned, we’re here to help you make the most of it ­– with personal loans up to $15,000.

Learn more at 1ffc.com.

09/07/2026

Our branches and offices will be closed Monday, September 7th, in observance of Labor Day.

We hope you have a safe and enjoyable holiday, and we look forward to serving you when we reopen Tuesday, September 8th.

Personal Loans When You're Self Employed - Get Prequalified | 1st Franklin Financial 09/01/2026

💼 Self-Employed? Getting a Personal Loan May Be Easier Than You Think!

Being your own boss comes with plenty of perks, but applying for a personal loan can sometimes feel a little more complicated.

So, what do lenders look for when you’re self-employed? What documents might you need? And how can you improve your chances of getting approved?

Our latest blog breaks it all down, including:
✔️ What lenders consider when reviewing your application
✔️ How self-employed income is verified
✔️ Documents you may need to provide
✔️ The role of credit and debt-to-income ratio
✔️ Steps you can take to prepare before applying

📖 Read our latest blog: How to Get a Personal Loan When You’re Self-Employed at 1ffc.com/personal-loan-for-self-employed-borrowers/.

Personal Loans When You're Self Employed - Get Prequalified | 1st Franklin Financial If you're self employed, you can still get a personal loan if you meet the lender's eligibility requirements. You may need a few extra documents.

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725 Beltline Road SW
Decatur, AL
35601

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