Ramos Ratliff Insurance Agency
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E Stroop Road, Kettering
Marshall Road, Kettering
E David Road, Kettering
Wilmington Pike, Kettering
Shroyer Road, Kettering
East Stroop Road, Kettering
E. Stroop Road, Kettering
East Stroop Road, Kettering
East Stroop Road, Kettering
Far Hills Avenue
Far Hills Avenue
Birch Alley
County Line Road, Beavercreek
Presidential Drive, Fairborn
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Wilmington Pike, Kettering
Oakwood Avenue
Wilmington Pike, Kettering
Wilmington Pike, Kettering
Hackney Drive, Kettering
Kettering
Nearby realtors & realty services
E Stroop Road, Kettering
Stroop Road
Vineyard Drive, Painesville
E Stroop Road, Kettering
E Stroop Road, Kettering
Benfield Road, Kettering
Nearby law practices
E David Road, Kettering
E. Dorothy Lane, Kettering
E Dorothy Lane, Kettering
Dayton Xenia Road
PO Box 292961
Wilmington Pike
"Confused about Medicare? Have Medicaid and Medicare and not sure what to do? On Medicare already but still confused? Call me and I can help you!!" Message me!!
Still working but close to turn 65 and need guidance if you should apply for Medicare or not? I hlep individuals with Medicare and Medicaid quesitions all the way from qualifying, how to apply, what type of coverage those plans offer and what optins they have after they qualify. I live in the Dayton area but I licensed in many States. I can see you at my office in Dayton, or at any other place of your preference. Let's make a connection!! "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
10/21/2026
10/12/2026
Give me a call!
10/07/2026
Kettering Health to End Medicare Advantage Contract with Anthem Kettering Health announced today that it will not renew its contract with private Medicare Advantage insurer Anthem.
10/05/2026
In case you want to know more about the $90 Medicare rebate, please read the full article below:
Medicare Improvement Fund Premium Rebate Frequently Asked Questions Medicare Improvement Fund Premium RebateFrequently Asked Questions Q: What will the Medicare Improvement Fund do for Medicare beneficiaries?
Attention Medicare members: watch for your ANOC - Annual Notice of Change - in the mail this week. I have clients who already received theirs.
Florida friends, I’m licensed in your state too. If you have friends or relatives who need help with their Medicare plans, let me know!
09/15/2026
Hello, my friend! 😊
Can you believe it’s almost Medicare Annual Enrollment time again? 🍂 AEP runs October 15 through December 7, and I want to make sure you’re ready for 2027!
There are quite a few changes coming this year — some plans are ending or transitioning, and we’re also seeing changes to premiums, prescription drug deductibles, benefits, and other costs. 💊💰
📬 Please don’t ignore your Annual Notice of Change (ANOC)! It contains important information about what is changing with your Humana plan for 2027.
And remember — you don’t have to figure all of this out by yourself. That’s what I’m here for! 💙😊
Let’s take a few minutes to review your plan together and make sure it still works well for you.
📅 Schedule your Medicare Review here:
https://calendly.com/janaramosratliff/30min
📞 Or just give me a call and we’ll find a time that works for you!
30 Minute Meeting - phone or in person - Jana Ramos-Ratliff Please provide your phone number to confirm the meeting. Thank you.
09/10/2026
Great day preparing for Medicare 2027! 💙
So grateful for the opportunity to spend the day learning, connecting, and getting ready to better serve our Medicare clients in the year ahead.
A very special THANK YOU to TLC Insurance Group & Wealth for putting together such a great day of product knowledge and education, and especially for the incredible support you provide to us agents throughout the year. Having a strong team behind us makes such a difference! ❤️
Ready for 2027 and another year of helping our clients navigate Medicare with confidence! 🙌
07/26/2026
Lovely local IUE-755 cookout today! We had a great turnout!
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Address
1389 E. Stroop Road
Dayton, OH
45429
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |
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