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Get the cheapest car insurance in California. We compare insurance quotes across multiple carriers.

If you are looking for cheap car insurance in Chico, you are in the right place! Cost-U-Less Insurance has been saving California drivers on auto insurance for over 20 years. Even if you have a less-than-perfect record of accidents, DUIs, or tickets, we can help you compare insurance quotes and get a better price on your car insurance. We don’t just offer the cheapest car insurance quotes in Chico, either β€” you can also get free quotes on affordable renters insurance, commercial auto coverage, home insurance, and boat insurance. Californians, if you are ready to see how much you can save, call us by phone, get a free quote online or visit our Chico, 95926 store.

11/03/2026

For the 10th year in a row, Cost-U-Less is proud to partner with Toys for Tots to help spread holiday joy and make the season brighter for children in Chico and across the country. πŸŽ„πŸŽ

11/02/2026

Packing up to move is always a harsh reminder of just how much we own.

Cost-U-Less can help you find renters insurance in Chico that offers the right balance of coverage and affordability to protect your valuables.

Get started with a free quote on our website today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

11/01/2026

Open Enrollment is your opportunity to find health insurance that fits your needs for the year ahead.

Cost-U-Less makes it easy to compare plans available in Chico with guidance from experienced agents who understand Covered California through and through.

Get started with a free health insurance quote on our website today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

10/31/2026

Happy Halloween, everyone! πŸŽƒπŸ‘»

10/31/2026

Happy Halloween, Chico! πŸŽƒπŸ‘»

What is Open Enrollment? - Blog 10/29/2026

Wondering how Open Enrollment works and when you can sign up for health insurance in California?

In this article, we go over the process and the different coverage options available to you:

What is Open Enrollment? - Blog Wondering about Open Enrollment in 2026-2027? Open enrollment refers to the time when you can sign up for health insurance. During this period, you cannot be

10/28/2026

Every new beginning starts with taking the right steps forward.

With years of experience helping California drivers, Cost-U-Less can help you navigate the SR-22 process and find coverage that meets your needs.

Visit our website to request your free SR-22 insurance quote today: www.costulessdirect.com/sr-22-insurance

10/26/2026

Sometimes, all it takes to find a better insurance rate in Chico is a conversation with the right person.

At Cost-U-Less, our experienced agents take the time to understand your needs and help you explore affordable car insurance options.

Visit our website to learn more and get started today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

10/26/2026

Sometimes, all it takes to find a better insurance rate is a conversation with the right person.

At Cost-U-Less, our experienced agents take the time to understand your needs and help you explore affordable car insurance options.

Visit our website to learn more and get started today: www.costulessdirect.com/car-insurance-quotes-online

10/24/2026

Fall drives are even better with your favorite people, your four legged copilot, and car insurance that is ready for every mile ahead.

10/23/2026

Crisp air and changing leaves make fall one of the best seasons to put a few more miles on your bike.

With decades of insurance experience, Cost U Less can help you find season-ready motorcycle coverage that fits your plans and budget.

Get started with a free quote on our website today: www.costulessdirect.com/insurance-solutions-california/motorcycle-insurance

10/21/2026

Thanks for the awesome review, Julio! πŸ™Œ

10/20/2026

Some surprises are perfect for Halloween, but the home-related ones are usually better handled with the right coverage in place.

Cost-U-Less makes it easy to explore dependable home insurance options with experienced agents who understand what homeowners actually need.

Get started with a free home insurance quote on our website today: www.costulessdirect.com/insurance-solutions-california/homeowners-insurance

10/20/2026

Some surprises are perfect for Halloween, but the home-related ones are usually better handled with the right coverage in place.

Cost-U-Less makes it easy to explore dependable home insurance options in Chico with experienced agents who understand what homeowners actually need.

Get started with a free home insurance quote on our website today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

10/19/2026

National Teen Driver Safety Week highlights the importance of developing safe driving habits from the very beginning. With the right guidance and plenty of practice, young drivers can gain confidence behind the wheel and learn to make responsible decisions that contribute to safer roads for everyone.

10/16/2026

Fall roads sure are beautiful, but fallen leaves can also hide road hazards that could damage your tires.

Give your tires an extra layer of protection with a tire hazard protection plan.

Get started with a free quote on our website today: www.costulessdirect.com/insurance-solutions-california/tire-hazard-protection-plan

10/12/2026

Family drives are easier to enjoy when your car insurance gives you both value and confidence, Chico.

With experienced agents and multiple coverage options, Cost-U-Less makes it easier to find a policy built around your needs and budget.

Visit our website to request your free quote today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

10/05/2026

New keys, new space, same belongings coming along for the journey.

Count on Cost U Less to help you find renters insurance in Chico that gives the things you bring with you the protection they deserve.

Start your free quote on our website today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

09/28/2026

When was the last time you checked what car insurance rates are available to you, Chico?

Put your rate to the test with a free quote on our website and find out how much you could save today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

09/14/2026

Why pay for more home insurance than you actually need, Chico?

With decades of experience, Cost-U-Less knows how to customize coverage for your home so it better fits around your needs, priorities, and budget.

Get started with a free quote on our website today: https://locations.costulessdirect.com/chico-ca-95926?utm_source=ExtNet&utm_medium=Yext

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Telephone

Address


166 Cohasset Road, STE 3
Chico, CA
95926

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 5pm

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