Kushel Law Group

Halloween means lots of little visitors coming onto your property, and as a personal injury attorney, there are a few things I'd want homeowners thinking about before Saturday. 🎃

Take a quick walk from the sidewalk to your front door. Check the lighting, uneven pavement, loose steps and any decorations that could create a tripping hazard.

If someone does get hurt, make sure they're okay first. Then take photos, get witness information and report the incident to your homeowners insurance company.

I've broken down what Florida homeowners should know about injuries on their property and how insurance comes into play on the blog, link in my bio!

I never want someone working with us to feel like their case is just moving through a system.

I want my clients to feel heard, know what's happening, and trust that we're paying attention to what actually matters to them.

Ryan's review means so much because he spoke to exactly that. The support, the attention to detail, and knowing his needs were being prioritized every step of the way.

That's the kind of experience I want every person who trusts us with their case to have.

You know what I love hearing when someone calls my office? “My friend told me to call you.”

A lot of my clients find me through word of mouth, and I think that's one of the biggest compliments I can receive.

When someone recommends me to a friend or family member, they're trusting me to take care of someone who's important to them. I take that very seriously.

It's a big part of why I keep my caseload intentionally small. I want to know my clients, understand what they're going through, and be personally involved in their cases from beginning to end.

I'm incredibly proud of the results we've achieved for our clients. I'm equally proud of the relationships we've built along the way.

Every time someone trusts me enough to pass along my number, it reminds me why I chose to build my practice this way.

By the time I meet most people after a crash, the decisions about their insurance coverage were made months or even years ago.

That’s why I’m such a big believer in getting a second set of eyes on your policy while everything is normal.

Kerry had me review hers before renewal. We went through the coverage she already had, and I pointed out the areas I thought were worth understanding or talking through with her insurance agent.

I look at these policies from the perspective of the attorney who sees what happens when a family actually has to use the coverage they bought. That’s a very different conversation when there isn’t already an accident attached to it.

If your renewal is coming up, you’ve added a driver or it’s simply been a while since you looked closely at your coverage, you can request an Auto Policy Review through the link in my bio.

Adding a teenage driver to your insurance is a big deal (and yes, your premium is probably going to remind you of that 😅).

But while you're focused on how much more it's going to cost, I want you to look at what you're actually paying for.

Who's covered? How much liability coverage do you have? What happens if your teen is hit by someone who doesn't have enough insurance?

These are questions I'd want answered before handing over the keys.

If you're adding a new driver to your policy, it's a great time to have someone review the whole thing. That's exactly why I offer Auto Policy Reviews, so you can understand your coverage before your family needs to use it.

Link in bio.

It's National Teen Driver Safety Week, and while my kids aren't driving yet, I already know we'll be having this conversation long before they get the keys.

I've handled enough car accident cases to know how overwhelming those first few minutes can be, even for adults. Now imagine being 16, scared and worried you're in trouble.

I want my kids to know how to get somewhere safe, what information to collect and, most importantly, that they can call me.

If you have a teen driver at home, take a few minutes this week to talk through what to do after a crash. It's a conversation worth having before they ever need it.

“I felt taken care of.”

That part of Colson’s review matters to me because a personal injury case can take over a lot more of someone’s life than people expect.

There are appointments, bills, paperwork, insurance calls and long stretches where you’re waiting for the next thing to happen. I want my clients to feel like someone is keeping track of all of it with them.

That means explaining what’s happening, keeping them updated and making sure they know they can call me when something doesn’t make sense.

Colson also said we made a stressful process feel manageable, and that’s exactly how I want someone to feel when they trust us with their case.

Thank you, Colson, for trusting us.

If you’ve been hurt and want me to take a look, send me a message and tell me what happened.

A lot can change while the same auto policy quietly renews in the background.

A new car, a new driver, a different commute or kids getting older can all change what your coverage needs to do for your family.

That’s why I think it’s worth a fresh look, not just something you do once and forget about.

Send me your current declarations page. I’ll look at the coverage with you, flag anything I’d want you to understand or ask your agent about, and tell you if something stands out to me.

If everything looks good, I’ll tell you that too.

The Auto Policy Review link is in my bio.

My take on this one is probably stronger than most.

I am terrified of e-bikes and electric scooters for kids, and mine will not be getting them.

Part of what I think parents should know is that Florida law is actually pretty permissive. You don’t need a driver’s license to operate a motorized scooter. They’re not registered or insured like cars, and e-bikes are largely treated like bicycles. There can be additional local rules, but I think a lot of parents see kids riding these everywhere and assume there must be much more regulation around them than there actually is.

For me, that’s the bigger point.

Just because Florida law allows something doesn’t mean I think it’s safe for my child.

You’re putting a kid who has no driving experience or real understanding of traffic on something motorized, around cars, intersections and distracted drivers…and at higher speeds.

Mine are not getting them.

If you have kids asking for one, I’m curious where you’ve landed.