Kleinpeter Boutwell

Your phone is one of your best tools after a car crash. Take photos at the scene if it's safe, photograph any visible injuries, and go back later to look for skid marks or anything else that seems important. https://bit.ly/4exJSll

Louisiana ranks 6th-highest in the nation for home insurance costs, with homeowners paying nearly double the national average. It's time for meaningful relief.

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𝐒𝐡𝐨𝐫𝐭𝐞𝐫 𝐃𝐚𝐲𝐬, 𝐇𝐢𝐠𝐡𝐞𝐫 𝐑𝐢𝐬𝐤

As daylight saving time ends and evenings get darker, pedestrian accidents tend to rise. Drivers have less visibility during the evening commute, and people walking home from work or school are harder to see.

Drivers: slow down, watch crosswalks, and put the phone away.
Walkers: wear bright or reflective clothing and use crosswalks when possible.

If you or someone you love is hit by a driver, we’re ready to help. https://bit.ly/4yftRI1

Think a fender bender isn't worth calling the police? Think again. Call even if the accident is minor and no one is hurt, and don't leave until officers arrive. A police report can help you file an insurance claim. More steps to protect yourself: https://bit.ly/4exJSll

Auto insurance premiums have climbed 32.3% since 2023, while incomes have grown just 13%. For American families, the gap keeps getting wider.

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After a crash, start here:

✔ Stay calm
✔ Check on your passengers
✔ Call 9-1-1
✔ Move out of traffic if it's safe
✔ Turn on your hazard lights

See all 10 steps for the first 10 minutes: https://bit.ly/4exJSll

𝐓𝐡𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐀𝐝𝐣𝐮𝐬𝐭𝐞𝐫 𝐈𝐬 𝐍𝐨𝐭 𝐎𝐧 𝐘𝐨𝐮𝐫 𝐒𝐢𝐝𝐞

After an accident, the other driver’s insurance company may call you quickly, sound friendly, and ask for a “quick recorded statement.” Be careful. Adjusters are trained to protect their company’s bottom line, and anything you say can be used to minimize or deny your claim. Before you sign anything or accept an early offer, talk to an attorney who works for YOU. https://bit.ly/3sFxnKk

Louisiana's insurance market is showing signs of improvement, yet insurers are pushing for more laws that could limit consumer rights. Are these changes really necessary?

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The best time to prepare for a car accident is before it happens. Keep an accident kit in your trunk with basic medical supplies, a pen and paper, and medical alert cards for family members with allergies or other conditions. More tips: https://bit.ly/4zuNoVG

Louisiana taxpayers have invested millions in fortified roofs, but homeowners could lose their insurance discounts after 15 years. Who should be making that decision?

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