Strong Financial Solutions

Critical illness cover is designed to pay a lump sum following diagnosis of a specified condition where the policy definition is met. Policies can differ, so understanding the conditions and definitions matters.

Small regular pension contributions can become part of a long-term retirement plan. The appropriate amount depends on individual circumstances, objectives and affordability.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Past performance is not a reliable indicator of future performance and should not be relied upon.

A Stocks & Shares ISA is not the same as a savings account. It is an investment wrapper and its value can move both up and down. An ISA is a medium to long term investment, which aims to increase the value of the money you invest for growth or income or both.

The value of your investments and any income from them can fall as well as rise. You may not get back the amount you invested.
Past performance is not a reliable indicator of future performance and should not be relied upon.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

If your income stopped, the bills would not politely stop with it. Income protection is designed to provide a regular benefit if illness or injury prevents someone from working, subject to the policy terms and conditions.

Weekly What’s Important Next 📊

What’s happening in the wider financial world this week?

This week’s update from Omnis Investments looks at some of the key events happening around the world and what financial markets will be watching over the coming days.

This week includes the latest US Federal Reserve meeting minutes and EU-China trade talks.

Whether you have a pension, investments or simply like keeping an eye on what’s happening in the financial world, it’s an interesting snapshot of the week ahead.

How much money do you actually need each month?

It sounds like an easy question, but plenty of us could tell you our salary much faster than we could tell you what it really costs to run our household each month.

Mortgage or rent, bills and food are the obvious ones. Then come subscriptions, cars, childcare, holidays, meals out and all the smaller spending that quietly adds up.

Knowing your real monthly figure can make it much easier to plan for emergencies, changes in income and longer-term financial goals.

Sometimes good financial planning starts with understanding where the money is already going.

Weekly Market Update 📊

Here’s this week’s market update from Omnis Investments, looking back at some of the key events affecting investment markets over the past week.

The update provides a useful snapshot of what’s been happening around the world and some of the factors influencing recent market movements.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Past performance is not a reliable indicator of future performance and should not be relied upon.

Investing is generally about the medium to long term. Markets move up and down, sometimes sharply, which is why money that may be needed soon is usually a very different planning question from money intended for years ahead.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Past performance is not a reliable indicator of future performance and should not be relied upon.

Life insurance is generally designed to provide a payment following death during the policy term, subject to the policy terms. The right starting point is understanding who depends on you financially and what they would need.

Retirement planning makes more sense when you start with the life you want rather than a pension statement. Travel, family, hobbies, work and regular spending all help shape what the money may eventually need to provide.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Past performance is not a reliable indicator of future performance and should not be relied upon.