The Orr Financial Management Group

It has been a longstanding conviction of mine that the digital world we all inhabit has disastrous effects upon our ability to effectively read and retain information.

Not only are we bombarded with news stories of dubious credibility, but the evidence is also compelling that we fail to successfully comprehend – much less distill – much of the mush we’re exposed to anyway.

Read more on our new blog.

How to cultivate your reading and retention skills to come out ahead It has been a longstanding conviction of mine that the digital world we all inhabit has disastrous effects upon our ability to effectively read and retain information. Not only are we bombarded with news stories of dubious credibility, but the evidence is also compelling that we fail to successfully...

If your child is starting their next chapter, it may be time to put your RESP savings to work. Before making a withdrawal, this checklist can help you understand:

✔️ Which institutions, programs and expenses qualify

✔️ What you’ll need for valid proof of enrolment

✔️ How RESP withdrawal types differ

✔️ Why timing and tax considerations matter

Our team can help you plan withdrawals to support your child’s education and your family’s financial goals.

Visit our website to read the full article.

RESP withdrawal checklist If your child is enrolled in a post-secondary education program this year, it’s time to consider withdrawing from your Registered Education Savings Plan (RESP). This checklist outlines which post-secondary educational programs would qualify and can help you determine how and when to draw on the av...

Earning investment income through a corporation can come with important tax considerations for business owners.

From corporate tax rates to the potential impact on the Small Business Deduction, understanding how passive investment income is taxed can help you make more informed decisions about your business and personal wealth.

Understanding the taxation of passive investment income earned in a Canadian controlled private corporation ABI is earned from active business operations. Passive investment income generally includes interest, rents, royalties, foreign and Canadian dividends, and capital gains earned from investments in property. Any reference throughout this article to an Opco or Holdco is to a CCPC. For more information...

Canadian equities returned 0.48% as strong trade data and growth-sector gains supported sentiment, though rising yields, commodity volatility and weaker labour data increased expectations of a more dovish Bank of Canada.

Get up to speed—Scotia Wealth Management’s latest market news is online now.

Market Watch Market highlights AI optimism gives way to rising yield concerns Bond markets whipsawed by inflation and policy signals Economic highlights Canadian labour market softens further in September U.S. trade deficit widens sharply as services sector continues to expand Eurozone retail sales edge higher a...

Happy Thanksgiving from our families to yours!

Over the years, we’ve had the opportunity to work with many Western University professors, administrators and retirees. While every financial situation is different, there are a few questions that come up consistently when people begin thinking more seriously about retirement and their pension.

In this article, we shared three of the questions we hear most often from Western faculty and staff. Read the article: https://mitchorr.com/top-3-questions-from-western-faculty-staff/

If you’re within 10 years of retirement and would like to explore these topics in more detail, we'll also be hosting a seminar for Western faculty and staff on October 14, 2026.

Learn more and RSVP through our website. Spots are limited.

Top 3 Questions from Western Faculty & Staff Over the years, we've had the privilege of working with many Western University professors, administrators, and retirees. While every family and financial situation is unique, there are three questions that come up time and time again. If you've ever wondered about retirement, wealth management, or....

Canadian equities may be supported by higher returns on invested capital, improved corporate cash flows, and a broader set of growth investment opportunities, particularly across the financials, energy, materials, and industrials sectors.

Check out the latest news from Scotia Wealth Management on our website.

Canada’s Investment Push At a Glance The Canadian government, in conjunction with CPP Investments and PSP Investments, hosted its first-ever Canada Investment Summit in Toronto on September 14–15 2026, drawing investors from nearly 30 countries. The event produced almost $500 billion in newly announced investment commitme...

Are you a Western University faculty or staff member within 10 years of retirement?

Understanding your pension options and how they fit within your broader retirement plan can help you make more informed decisions as retirement approaches.

On October 14, Tyler Orr and I will be hosting an educational seminar focused on pension and retirement income considerations for Western faculty and staff. We’ll be sharing additional educational resources in the weeks ahead.

View the event details below and register through our website: https://mitchorr.com/october14/

Limited seating is available.

Why do we work with so many Western University faculty and staff?

For Mitch Orr, the connection goes back decades — from his time as an Ivey student and instructor to building a wealth management practice that understands the unique financial planning needs of Western employees.

In our latest blog, we share how that relationship began, why it has continued to grow, and how our team helps Western faculty and staff bring retirement planning, investments, tax strategies, and estate considerations together into one cohesive plan.

We’re also hosting two workshops on October 14, 2026 for Western faculty and staff who would like to learn more about how we may be able to help.

Read the full blog and learn more about the upcoming workshops on our website.

How Did We End Up Working with So Many Western Faculty Members? It's a question we get asked quite often. The answer is quite simple: our connection to Western runs deep. Before becoming a portfolio manager and financial advisor, Mitch Orr was a Western student himself. After graduating from the Ivey Business School in 1991 he then spent two years teaching Busin...