Triple J Financial Planning Solutions

Australian Retirement Trust - Important info

I just got this email from ART and have had a few questions about this today.

Some payments may have been made twice in error
Dear Jason,

We wanted to let you know that due to a processing error, a payment from Australian Retirement Trust may have been made to some clients with Super Savings accounts twice in error.

We’re working quickly to resolve the issue and will keep you updated as more information becomes available. Members who may be affected are also being contacted directly.

We sincerely apologise for the error and any inconvenience this may cause you or your clients.

Thank you for your ongoing support and understanding.

Yours sincerely,

Simonne Burnett
Chief Member Experience Officer

Happy Mother's day to all the Mum's out there, Thank you for all you do for us.

Recent market volatility

What is market volatility?

If you've recently noticed a change in the value of your super or investment account, it could be reflective of recent market volatility – this refers to movements in the value of investment markets and individual assets.

Market volatility is a normal part of investing, and it’s worth remembering that recent falls follow strong share market performance over the year to 31 December 2024. Over this period, the S&P 500 (in USD) – which tracks the performance of 500 of the largest companies listed on US stock exchanges – returned 25.02% (including dividends).

In a volatile market, what should you do?
With constant headlines about tough investing conditions, it may be tempting to make changes to your investments or possibly switch into cash.

But the consensus from the experts at Vanguard is to stay the course.

History shows us that sticking with a long-term investment plan is the key to success.

As the 2024 Vanguard Index Chart shows, market ups and downs are unavoidable. But despite the noise, it’s clear that asset values have steadily increased over the last 30 years.

By understanding the importance of regular investments, diversification, and the need to stay the course, you can stay in control of your investment plan.

So, what’s causing the current volatility?
A driver of recent market volatility is uncertainty over the unfolding trade situation following tariff announcements made by the White House on 2 April 2025.

While these announcements add some clarity to the Trump Administration's tariff stance, the situation could still change.

This means that current market volatility may be around for weeks, and potentially months.

We’ve been here before
Market volatility is nothing new, and certainly not new to Vanguard with 50 years of investing experience.

Consider some of the events that have shaken investment markets over the past 30 years or so, including the:

Asian currency crisis in 1997: When the rapid devaluation of the Thai baht triggered a series of currency crises across Asia.
dot.com bubble burst in late 2000: When a share market bubble that ballooned during the late-1990s burst, seeing many online shopping and communications companies failing.
global financial crisis (GFC) in 2008: A major worldwide economic crisis, largely caused by subprime mortgage lending in the US and a resulting housing bubble.
COVID-19 outbreak in early 2020: The COVID-19 pandemic, which began in China and soon spread worldwide, causing significant global economic and social disruption.

Each of these events grabbed headlines, but ultimately were relatively short-lived and markets recovered.

A steady path to strong investing
It’s the long-term trend that really matters. Historical market returns show us that those who ignore the emotional swirl of short-term market conditions and focus on long-term results are rewarded for their patience and discipline.

A well-built balanced portfolio will be able to withstand the inevitable (and unpredictable) ups and downs of markets.

Investing is a marathon, not a sprint. And the Index Chart reminds us that successful investing isn’t about timing the market or picking the winning stock. It’s about broad diversification, a long-term perspective, and the discipline to stay invested when things get tough.

You can’t control how markets behave. But by understanding the importance of regular investments, diversification, and the need to stay the course, you can stay in control of your investment plan.

Good afternoon to all our clients

Please note we are aware of the recent data breach at several Super funds.

Late this afternoon I received confirmation that Australian Retirement Trust had security in place which contained and stopped the attack.

We have very few clients with Rest or Australian Super but if you are concerned, please call those providers directly.

Many Thanks.

https://www.9news.com.au/national/super-funds-hit-in-apparent-cyber-attack/bb29f397-c409-4ff7-8a3a-f9603e06e4ce?fbclid=IwY2xjawJcU7VleHRuA2FlbQIxMQABHTfUXGphfQK6STDWBP76Uxof88EabdaAVa6TCyPFz1DQo4WirXBzLlZXgg_aem_GcDLAF0aoFMFTO0cz064Mw

Australian super funds targeted by criminals in new cyberattack Australian super funds including AustralianSuper have been hit by an apparent cybersecurity attack, with st...

Hi Everyone ,
Been a long while since using the socials here at Triple J , we have been very busy working with the steady stream of new clients & of course our long time loyal clients keeping everyone up to date with their personal financials.

After adding a new staff member, we are delighted to announce that we are now taking on clients in The Gold Coast.

We specialise in pre-retirement & retirement planning , handling Centrelink (pensions etc) on your behalf & making sure you get to enjoy the best retirement possible for you.

If you or someone you know is coming up to or in this period of life, please feel free to pass on our details , we would love to help them. ( ideal client age - 60+)
Many Thanks

The boys and I are very proud of this old Gal, lacing up her boots for the very first time at 47yrs of age. Well done to Jill and the other Old Gals, have fun out there and don't break anything haha.

Welcome to the 2024 Women's Masters Team, #29 Jill Hanley! Jill was another who put her hand up to play Masters since its inception. Despite encountering a hand injury that could have deterred her, Jill couldn't away! After spending the last 11 years in the home of footy, Melbourne, Jill now calls the Gold Coast home. A proud parent of two boys who share her passion for footy and play for the Surfers Demons Juniors. Let's extend a warm welcome to Jill as she embarks on this journey with us! Here's to hoping she brings us the luck of the Irish and congratulations on your sponsorship with Triple J🌟🏉🍀

This old gal is lacing up the boots for her first ever season of AFL. We wish her and all the other Old Gals a great season ahead.

Welcome to the 2024 Women's Masters Team, #29 Jill Hanley! Jill was another who put her hand up to play Masters since its inception. Despite encountering a hand injury that could have deterred her, Jill couldn't away! After spending the last 11 years in the home of footy, Melbourne, Jill now calls the Gold Coast home. A proud parent of two boys who share her passion for footy and play for the Surfers Demons Juniors. Let's extend a warm welcome to Jill as she embarks on this journey with us! Here's to hoping she brings us the luck of the Irish and congratulations on your sponsorship with Triple J🌟🏉🍀